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LINKS to REVIEWS
1. BuyRIGHT Pre-Paid MasterCard
2. Wired Plastic Prepaid Visa Card
3. Vision Silver Prepaid MasterCard
4. AccountNow Prepaid Visa
5. NetSpend Visa Prepaid Card
6. MetaBank READYdebit Card
7. Vision Premier Prepaid Visa Card
8. AccountNow Prepaid MasterCard
9. MiCash Prepaid MasterCard

Review of the Bancorp Bank

Wired Plastic Prepaid Visa Credit Card

 

Click to Apply
 

 

The Wired Plasticâ„¢ Prepaid Visa Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.

Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.

There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.

Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.

It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.

     

Click "Apply Here" To Apply for the

Starwood Preferred Guest Credit Card

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Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.

Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plasticâ„¢ Prepaid Visa Card to be a beneficial option.

 Most Attractive Feature(s): No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program.

Additional Perks

Various Internet account related services.
Automatic bill payment.
Free direct deposit load option.
Access to the Wired Points Rewards program.
See website for additional benefits. 

Important Notations

No credit checks.
No bank account required.
Must be a U.S. citizen and have a social security number to get approved.
Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa.
No income requirement.
No employment verifications.
No security deposit.
Various additional fees associated with the card, see website for details.
See website for complete terms and conditions of card usage and application disclosure.

 
 
2012 EDITOR'S CHOICE - TOP 4 PREPAID CREDIT CARDS
RANK
CARD
CATEGORY
RATING
APPLY
1
OVERALL WINNER and CATEGORY WINNER:
Editor's Choice
BuyRIGHT Pre-Paid MasterCard
  1. Free Direct Deposit
  2. On-Time Monthly Payments Reported To at Least One Major Credit Bureau
  3. Free Account Activity Alerts
  4. Flexible Fee Structure
  5. BuyRIGHT Rewards Program
  6. BuyRIGHT Cash Back Referral Program
97

Click Here to Apply

2
Wired Plastic Prepaid Visa Card
Convenient Tap-n-Pay Purchases at Merchants Nationwide. No Bounced Check, NSF and Overdraft Charges EVER! FREE Bill Pay Service - Pay Anyone Online or Over the Phone. FREE Credit Builder with Overdraft Protection. FREE Mobile & Email Alerts! FREE Direct Deposit - Eliminate Check Cashing Fees. Add Cash Instantly at 100,000 Retail Locations Nationwide.
96 Click Here to Apply
3
Vision Silver Prepaid MasterCard
Perfect Card for Government/Benefits Checks Recipients. $0 Activation with Rebate. 100% Guaranteed Approval, No Credit Check. Free Direct Deposit of Your Pay or Government Check. Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted. No Overdraft Fees or Minimum Balances. Online Checking - Electronic or Paper Checks.
93 Click Here to Apply
4 Platinum Delta SkyMiles Credit Card
AccountNow Prepaid Visa
Advance Line of Credit, No Credit Check Needed. $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit. 100% Guaranteed Approval. FREE Credit Builder. FREE Online Bill Pay. NO Overdraft Fees or Minimum Balance Required. Re-loadable With up to a $10,000 Balance.
92 Click Here to Apply
 
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